Create a more secure financial future
Financial Planning
A carefully designed financial plan can give you the freedom to do even more of the things you want – and maybe even others you never thought possible.
Benefits of our Financial Planning Service
Our highly personalised service allows our Financial Planners to create a deep relationship with you, building you a financial plan that’s specifically designed to meet your needs.
You’ll have direct contact with your Financial Planner so you can speak to the person responsible for your financial plan.
With offices throughout the UK, you can choose a Financial Planner nearest to you. You’ll have regular contact in person, over the phone and through our secure client portal.
We’ll explore every aspect of your financial world, taking everything into account to create a plan that matches your individual needs, objectives and risk appetite.
We have a range of planning tools and techniques so you can be more tax-efficient with your savings, plan your retirement, mitigate inheritance tax, protect your wealth and much more.
We provide a wide range of wealth and investment management services, and we’ll find those that are most relevant to you. We’ll also make sure you understand everything we’re doing and are comfortable with your financial decisions.
Typically, we provide financial advice to those with assets over £200,000. If you’re looking for services at lower levels, we have alternative options.
Why Financial Planning could be ideal for you
Individuals and families come to us for professional financial planning advice for all sorts of reasons. We’re here to help you create a more secure financial future for yourself and your family.
You want professional expertise
You’ve decided that now is the right time to take control. Find the most efficient ways to organise your finances and investments by delegating the responsibility and taking advantage of professional expertise.
You want help to reach your financial goals
You have a specific goal in mind, such as saving to pay for your children’s education, paying off your mortgage or consolidating several pensions into one scheme.
Your life is changing
Something has happened in your life, such as an illness, or is about to happen, such as approaching retirement, and you want to make sure you and your family are in a secure financial position.
You’re dealing with a lump sum
You’ve received a large sum of money – perhaps from your pension, an inheritance, settlement or business sale – and you want to work out how best to organise and structure your wealth.
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The financial ages of life
Life is full of surprises. Yet we find that people tend to focus on some common themes at similar times in their lives. You might find it helpful to think about your own financial journey through these life stages.
Start your financial journey
Foundation stage: 20s
Managing your finances in your 20s isn’t always a priority even though you may be taking on your own financial responsibilities for the first time; it's good to start with the basics.
Build on your foundation
Accumulation stage: 30 to 40
Even when day-to-day life is really busy, it’s important to keep your financial future in focus with things like pension planning and making the most of other tax-efficient investments.
A time for growth
Growth stage: 40 to 55
They say life begins at 40, and these peak earnings years are a good opportunity to enjoy your hard-earned money and maximise your savings and investments.
Establish your financial plans
Establishing stage: 55 to 65
As family life changes and you start to think about stepping back from work or retiring completely, you’ll want to make sure any decisions you make are backed by solid financial plans.
Time to enjoy your retirement
Preservation & Reward stage: 65 to 75
Now’s the time to enjoy the financial security that’s come from your hard work and careful financial plans by using your savings and investments in the most efficient ways to enjoy your life.
The key to conservation
Conservation stage: 75+
In your later years, you’ll be thinking about what you can give to others now and in the future, and organising your assets to make sure your family don’t pay more tax than they need to.
What can you expect?
There’s a lot to think about when developing and implementing your financial plan. We’ve put together everything that’s involved into these five stages:
Don't just take our word for it
Providing high quality service to our clients
Satisfied with the level of personalised contact they receive
92%
of the 2021 Financial Planning client survey respondents
Request a call back
Get a better understanding of your current situation and the options available to you, take advantage of a free one hour consultation with an expert local to you.
0207 739 8200 (Open Mon-Fri, 9am-5pm)
Frequently asked questions
Charles Stanley is not a tax adviser.