Growth stage: 40 to 55

A time for growth

They say your life begins at 40, these peak earnings years are a good opportunity to enjoy your hard-earned money and maximise your savings and investments.

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Enjoy the fruits of your labour

There are lots of opportunities in your 40s and early 50s to spend what you’ve earned while progressing in your career. If you have children then you’ll be balancing their financial needs with your own, which might include looking at the investment options available to grow your wealth.

A maturing family

Children are becoming a little less dependent – though maybe not financially just yet. This stage in life offers plenty of chances to consider all your financial needs.

Peak earning and dual incomes

Dual incomes and peak earnings during your 40s and early 50s provide a chance to reflect on what you have – by spending what you’ve earned and investing for the future.

Reducing mortgage debt

You’re likely to enjoy lower mortgage repayments in your 40s and early 50s, leaving you with the financial flexibility to explore investment opportunities.

Travel and leisure spending

You’re likely to be enjoying spending time with your family on holidays and social activities together. Your home may also benefit from extra spending, as your family’s needs evolve.

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Keep building on what you have

In between the moments when you’re enjoying what you’ve earned, there’s an opportunity to explore ways to diversify your investments. Keeping on top of your pension plans in your 40s and early 50s is another important task.

Pension Savings Plan

Will I have enough for the retirement I want?

When it comes to planning your retirement, you can’t afford to leave anything to chance. We’ll help you take control, so you have financial security and flexibility over when and how you retire.

Financial Planning Service

A carefully designed financial plan can give you the freedom to do even more of the things you want to do and maybe even things you never thought possible.

  • We'll create a financial plan that matches your individual needs and objectives.
  • We can help you become more tax-efficient with your savings with our range of planning tools and techniques.
  • Professional expertise on hand to organise your investments to ensure you are comfortable with your financial decisions.
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Bespoke Investment Service

Entrust a dedicated expert to make investment decisions on your behalf. We’ll monitor and adjust your portfolio to make sure you don't miss out on opportunities or are exposed to unnecessary risks.

  • We'll construct a bespoke portfolio based on your circumstances and investment objectives.
  • You’ll have direct contact with your Investment Manager, so you can speak to the person responsible for your portfolio.
  • Enjoy the peace of mind knowing your investments are being continuously monitored and adjusted.
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Request a call back

Get a better understanding of your current situation and the options available to you, take advantage of a free one hour consultation with an expert local to you.

0207 739 8200 (Open Mon-Fri, 9am-5pm)

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