Preservation & reward stage: 65 to 75
Time to enjoy your retirement
Now’s the time to enjoy the financial security that’s come from your hard work and careful financial plans by using your savings and investments in the most efficient ways.
A brand new journey
Retirement brings a great many changes to your lifestyle and you’ll need to think about what you want to do with your assets. It may be a time to take up new hobbies or cross things off your bucket list, so it’s important to keep on top of your pension and investments if you want to live comfortably.
Transition into retirement
Moving into retirement is a big life step and can bring you considerable stress if you’re not prepared. Drawing up a retirement income plan will help you manage your wealth to generate income, providing you with a smooth transition.
Spending your free time
You’ll want to remain active by taking up new hobbies and learning new skills. Whether it’s travelling the world, volunteering or working on a personal project – if you’ve saved carefully you’ll be able to do the things you’ve always dreamed of.
Pension and investment income
Now that you’ve finished working you’ll start receiving the money from your state, private or workplace pensions. Any investments you have made could also provide a steady stream of income.
Time to spoil yourself
Once you’ve retired it’s time to spoil yourself with some luxury purchases like a holiday or a new car. Buying a holiday home could provide the perfect getaway as well as being an investment.
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Free financial resources to help you
Our experts have put together a range of free resources to help you learn to manage money effectively in your 60s and 70s.
How to generate an income in retirement
Moving into retirement often means taking some important and sometimes complex financial decisions. So how do you enjoy your hard-earned savings whilst ensuring you have enough money for later in life? Download the guide today and find out:
- When you can retire and how much income you will need
- What standard of living you could have
- How to improve your retirement income
- The key considerations to taking pension benefits
How can I reduce my inheritance tax bill?
Inheritance tax (IHT) planning can be difficult because different emotions and expectations often collide. Think about your situation and start early so you don’t leave it too late.
Drawdown Calculator
Find out how much you money you will have for your retirement and how much you can draw upon for a sustainable income.
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Whether you have a specific question about your finances or looking for someone to help you create a holistic financial plan, we can help you create a more secure financial future.
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