What we offer

Our Account Options

To make sure your money is in the right account for you, we offer a wide range of account options.

Request a call back Open an online account

Which account suits your needs?

Choose from our range of accounts, to ensure you make the most of your tax allowances or exemptions, whilst making sure you can access your money when you need it.

Account options

Stocks & Shares ISA

Make your savings work harder with our flexible ISA

You can shelter up to £20,000 each tax year.
No capital gains tax on profits.
No tax on dividends from shares or the income earned on bonds.
An ISA is in your name only.
Invest tax efficiently with flexible access your money when you need it.

Find out more

1 of 5

Account options

Junior Stocks & Shares ISA

Give your children or grandchildren a financial head start with a Junior ISA

You can shelter up to £9,000 each tax year.
No capital gains tax on profits.
No tax on dividends from shares or the income earned on bonds.
Your child or grandchild owns the JISA and they can access the funds at 18.
A tax-efficient savings pot for your children or grandchildren to give them a financial head start.

Find out more

2 of 5

Account options

Self-Invested Personal Pension

Often the most tax-efficient way to save for your retirement is with a pension

You can shelter up to £60,000 each tax year, depending on earnings.
No capital gains tax on profits.
No tax on dividends from shares or the income earned on bonds.
Additional tax relief on your contributions.
A SIPP is in your name only.
Great for saving for your retirement but you won’t be able to access your money until you’re at least 55.

Find out more

3 of 5

Account options

Investment Account

Flexible investing with an Investment Account.

No limits on how much you can invest or withdraw.
No tax relief or benefits. Income and capital gains are taxable.
You can own your Investment Account by yourself or with a partner.
Can be useful if you’ve already used your tax-free allowances or would like to share ownership of the investments.

Find out more

4 of 5

Cash Savings

Get quick and easy access to some of the best interest rates available.

Move your savings to higher interest accounts at no upfront cost.
Choose between easy access, fixed term, and notice accounts – or use all three.
Manage all your accounts in one place to simplify your end-of-year tax returns.
FSCS protection of up to £85,000 per person, per banking group.
You need to sign up to our Online Investing service to access these rates.

Find out more

5 of 5

What planning service suits your needs?

Whether you have a specific question about your finances or looking for someone to help you create a holistic financial plan, we can help you create a more secure financial future.

Can I afford to retire?

The age you retire depends on how much is saved so far and how you want to draw an income. Gain a better understanding of your savings and the best way to use them during retirement.

Find out more

Am I saving enough for retirement?

When it comes to planning your retirement, you can’t afford to leave anything to chance. We’ll help you take control, so you have financial security and flexibility over when and how you retire.

Find out more

How can I reduce my inheritance tax bill?

Inheritance tax (IHT) planning can be difficult because different emotions and expectations often collide. Think about your situation and start early so you don’t leave it too late.

Find out more

Holistic Financial Planning

Our highly personalised service allows our financial planners to create a deep relationship with you, building you a financial plan that’s specifically designed to meet your needs.

Find out more

Charles Stanley Direct

Financial Plans

Got a tricky financial question? Get a clear action plan tailored to meet your needs, from inheritance tax planning to making sure you are planning for the retirement you want.

Find out more