Charles Stanley Direct

Financial Plans

Charles Stanley Direct

Financial Plans

Whatever your goals are, you’ll want to make the best possible choices. Choose a financial plan to help with saving for or managing your retirement income, or dealing with your estate’s inheritance tax position.

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A comprehensive financial plan to suit your needs

For a one-off fee of £900 (including VAT), our financial planners will help you understand your current situation, and give you a clear action plan to help you master a specific area of your financial life.

Will I have enough for the retirement I want?

Build a retirement strategy that will reward you for your hard work and diligence. We’ll help you take control, so you have confidence in your financial security, and flexibility with how you spend your retirement.

Topics covered may include:

How much will retirement cost and how long will your pension pot last?
How much should you contribute each month?
How should your investments be structured?
What about auto-enrolment and employer contributions?
What kind of retirement does the State Pension provide?
How can you maximise your income while minimising the amount of tax you pay?

What to expect Request a call back

How can you mitigate your inheritance tax bill?

Inheritance tax (IHT) planning can be difficult because different emotions and expectations often collide. Having a definite plan in place gives you peace of mind that you have control over what happens to your legacy.

Topics covered may include:

Calculating your potential liability
Understanding how inheritance tax works and how to minimise it
Discussing your options and their pros and cons

Request a call back Pensions & IHT calculators

These Financial Plans are ideal if:

You have a specific question about your finances

If you’re generally on top of your financial planning but have a question about a specific topic, a Charles Stanley Direct Financial Plan could help you plug the gap.

You’re looking for a simple, fixed-fee solution

With a one-off fee of £900, you can gain clarity and confidence about your situation. We’ll help you with a key financial question around your retirement, or inheritance tax planning.

You want personalised guidance from an expert

A financial planner will talk you through all the strategies you need to put in place to take control of your future wellbeing. And with the tools and materials we provide, you can have the confidence that you’re doing all you can to achieve your goals.

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Answering your tricky questions

Our fixed-fee Financial Plans seek to answer the biggest financial questions you are likely to face.

Watch our video

Our expert guidance will empower you to make more informed and more confident decisions. Taking control of your financial situation doesn’t have to be a giant leap when you tackle it step by step.

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Do I need a financial plan? What should I expect?

We all need help from time to time. The bigger the issue the more help we might need. A simple financial plan can give you confidence that you are on top of some of the biggest financial decisions you can face.

1. Explore

Now you’ve decided to take control of your finances, we’ll send you our detailed guide which includes links to other online resources and interactive tools. They’ll help you start thinking about your current situation and needs to develop deeper insights.

2. Understand

We’ll spend time getting to know your situation and listening to what you want to achieve in the future. If you’re worried about saving for retirement or making the right choices at retirement, or want help understanding and managing IHT, our financial professionals will use their money know-how and experience to help give you the answers you’re looking for.

3. Design

Following your personal consultation, we’ll have a detailed idea of where you are today and what you hope to achieve. Your plan will seek to give you a deeper understanding of your current situation, and give you a clear roadmap for the future. One that explains the products that might help.

4. Action

At the end of the process, you’ll have a personalised plan that addresses your question in detail. Our aim is help you gain deep insights to understand your position better, and to provide you with clear, actionable guidance. With our help you will be able to take your next steps with confidence.

Charles Stanley is not a tax adviser. The information provided here is based on our understanding of current UK legislation, taxation, and HMRC guidance. References to tax reliefs and allowances are correct at the time of publishing but can change in the future. Tax treatment depends on the individual circumstances of each person or entity and could also change in the future. If you are in any doubt, you should seek professional tax advice.