Account options
General Investment Account
Take control of your financial future with a General Investment Account, allowing you the flexibility to hold a wide universe of assets and no limits on how much you can invest or withdraw.
The benefits of our Investment Account
Flexible cash withdrawal
Investing can help protect the value of your cash from inflation, with no restrictions on what you can invest in.
No investment limits
There are no limits on how much or how often you can invest. Choose from a wide variety of funds, bonds, shares and more.
Easy account transfer
It's straightforward to move across any existing holdings to consolidate or transfer your investments.
Joint investment account
Choose to open a joint investment account and share the ownership of your investments; allowing you to invest towards a collective goal with your partner.
Why our Investment Account could be right for you
You’ve already used your tax-free allowances for the year
An investment account is a good idea if you’ve maximised your tax-free ISA and pension allowances for the year and you want to invest more money.
You’d like flexibility over how you manage your investments
With an investment account there’s no limit on how much you can put in or how often – and you can take money out too whenever you want.
You’re focusing on meeting your financial objectives.
If you’ve got financial goals that are some way off, like retirement or children’s education, investing for the long term gives your money the chance to work harder and get better returns over the longer term.
What is a General Investment Account?
A popular alternative to an ISA or pension, our General Investment Account (GIA) allows you to invest money in a wide variety of international and UK shares, funds, bonds and more.
Many people use their GIA to invest money after reaching their ISA and pension tax allowance limits. A GIA is also useful for:
- Flexible cash withdrawals
- No limits on how much you can invest – watch our video to understand the different investment styles to choose from.
- Freedom to transfer in or consolidate existing holdings.
- Single or joint accounts
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How would you like to manage your investments?
We have a wide range of investment services, offering you the flexibility to be as involved as much or as little as your like.
Direct Investment Service
I would like to manage my own investments
Invest in your future using our first-class investment platform and app. Securely manage your portfolio online, with no minimum investment level.
- You will have access to our platform and dealers to make your investment decisions.
- You can construct your investment portfolio from a wide range of investments, from stocks & shares, funds, ETFs and more.
- Our low platform fee is a maximum 0.35%, with savings available through our loyalty programme.
- No minimum investment.
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Bespoke Investment Service
I would like a professional to manage my investments for me
Entrust a dedicated expert to make investment decisions on your behalf.
- You’ll have direct contact with your investment manager, speaking directly to the person responsible for your portfolio.
- We’ll construct a portfolio based on your personal circumstances, investment objectives and risk appetite.
- We can accommodate your investment preferences, such as responsible and ESG investing; also allowing you to hold your cherished holdings.
- Minimum investment £200,000.
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Foundation Portfolio Service
I would like an expertly managed portfolio, in a cost-effective way
Straightforward way to access our investment expertise. We'll help you invest in one of our funds to suit your needs.
- Access our advice desk whenever you want to contact us by phone or email (please note that our advice is restricted).
- A range of five actively managed funds, and we’ll guide you to the one that most closely matches your investment objectives and risk appetite.
- Annual review to ensure we’re managing your money in the most suitable investment strategy.
- Minimum investment - £20,000.
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Other account options
Choose from our range of accounts, to ensure you make the most of your tax allowances or exemptions, whilst making sure you can access your money when you need it.
Account options
Stocks & Shares ISA
Make your savings work harder with our flexible ISA. Shelter up to £20,000 per tax year.
Account options
Junior Stocks & Shares ISA
Give your children a financial head start with our JISA. Shelter up to £9,000 per tax year.
Account options
Self-Invested Personal Pension
Create more opportunities for your retirement by saving more within a SIPP. Pay in up to £60,000 per tax year and get tax relief.
Request a call back
Get a better understanding of your current situation and the options available to you, take advantage of a free consultation with a financial expert.
0207 739 8200 (Open Mon-Fri, 9am-5pm)