Start drawing money from your SIPP from the age of 55. If you need access to your money before that, you may want to consider a Stocks & Shares ISA instead.
Create opportunities for your retirement by saving more into your pension. This could allow you to stop working earlier or travel to those destinations you always dreamed of.
Receive up to 45% tax relief when you make a personal contribution to a SIPP, with 20% paid by the HMRC to the pension and any higher and additional rate tax relief reclaimable via your tax return.
When thinking about how to draw an income from your retirement savings, professional advice can make sure you take the right decisions for you and your family.
When it comes to planning your retirement, you can’t afford to leave anything to chance. We’ll help you take control, so you have financial security and flexibility over when and how you retire.
A carefully designed financial plan can give you the freedom to do even more of the things you want to do and maybe even things you never thought possible.
We have a wide range of investment services, offering you the flexibility to be as involved as much or as little as your like.
Invest with confidence using our first-class service to implement your investment decisions, through our secure platform and app.
Entrust a dedicated expert to make investment decisions on your behalf.
Get support from our experts when choosing your investments with either our Advisory Managed or Advisory Dealing Services.
*Tax relief for Scottish taxpayers differs from the rest of the UK.
Charles Stanley is not a tax adviser. Information contained within this page is based on our understanding of current HMRC legislation. Tax reliefs and allowances are those currently applying and the levels and bases of taxation can change. Tax treatment depends on the individual circumstances of each person or entity and may be subject to change in the future. If you are in any doubt, you should seek professional tax advice.
The tax treatment of pensions depends on individual circumstances and may be subject to change in future. It is always recommended that you seek advice from a suitably qualified investment professional if you have any doubt as to the suitability of a pension and/or the underlying investments. You should be aware that Stakeholder Pension Schemes are generally available and might meet your needs as well as a SIPP. Please remember the value of investments may fall as well as rise and your capital is at risk.
Choose from our range of accounts, to ensure you make the most of your tax allowances or exemptions, whilst making sure you can access your money when you need it.
Make your savings work harder with our flexible ISA. Shelter up to £20,000 per tax year.
Give your children a financial head start with our JISA. Shelter up to £9,000 per tax year.
Start investing today with a wide range of funds and shares or transfer and consolidate any existing holdings.
Contact us today to discuss how our wide range of services can help you.
0207 739 8200 (Open Mon-Fri, 9am-5pm)