Calling all beginner investors! In the first episode of our brand new series, 'We Need To Talk About Investing', beginner investor Erica Whyte speaks with Rob Morgan to break down the usual myths of investing. Together they discuss the pros and cons of cash, the natural up and down cycle of the market and how being a small investor is not a disadvantage.
In episode 2 of We Need To Talk About Investing, Erica and Rob ask What is inflation? The beginner podcast episode includes the pair explaining what inflation is and how it can impact cost of living, interest rates and the financial markets. And for those who have recently received a bonus, Erica and Rob also look at options for where a bonus or lump sum could be allocated.
Whether it be the financial industry's perceived male-focused messaging, the off-putting and confusing jargon, or simply the lack of financial education in schools, it's a fact that women are less likely to invest in men. And it's this gender investment gap that can be putting women at financial risk in the long term.
In the latest episode of We Need To Talk About Investing (investing basics you wished you'd learned in school), Erica and Rob are joined by Investment Manager, Tsitsi Mutiti to explain and discuss the gender investment gap and provide some helpful tips to overcome the barriers to investing.
In episode 4, Erica and Rob discuss all about Exchange Traded Funds (ETFs). ETFs provide broad market exposure, they are a great avenue for diversification, they are comparatively cheap, they've historically performed well, and they're easy to purchase.
So, they are ideal for passive buy-and-hold investors, for people who have small pots to work with, or for people who don't want to do a huge amount of research. Plus, investment legend Warren Buffett is known to be a fan of them.
Whether you've been caught trying to buy building supplies, have found it difficult to buy a new or pre-loved car, or have been waiting 9 months for a new couch or bike, you may have noticed that we're currently in a supply chain crisis.
In this episode Erica and Rob talk about what is going on at the moment, explaining the reasons behind the long wait for things, how supply impacts pricing (including wedding tents!) and what that means for beginner investors.
Whether you've been on Reddit, YouTube, TikTok or Instagram, you may have noticed that financial and investing influencers are on the rise. But are they all they claim to be? And how much attention should you really be paying to them?
In this episode, Erica and Rob talk about 'finfluencers', discussing how to distinguish between a credible resource and a scam, the wild west that is the unregulated Cryptocurrency market, and the similarities between the current crypto craze and the dotcom bubble.
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