Will I have enough for the retirement I want?

Pension Contribution Calculator

Our calculator aims to provide an indication of the monthly saving needed to fund the shortfall in your required income at your selected vesting age taking into account your existing funds, and the sustainability of that required income.

Be more prepared Find out more

Calculate if you will have enough for the retirement you want

If you would prefer to discuss your potential pension requirements with an expert, get in touch.

0207 739 8200 (Open Mon-Fri, 9am-5pm)

Before you begin

This is based upon certain assumptions and expected growth rate of the investments which has been input.
Please review the assumptions and certain risk warnings found within relevant sections within the calculator.

Your current situation

What is your sex?

What is your date of birth?


Age on your next birthday

Retirement age

Years funding

How much is your existing pension fund?

Growth rate

Life expectancy age

Projected Fund

Your requirements

Gross 'income' required in today's value

Projected Fund required

Your shortfall

Below outlines the additional money you will need to get you to the required fund for retirement.

Regular saving per month

Your Withdrawal Breakdown

Withdrawals are assumed to be taken annually at the start of the year. The withdrawal values are in today’s terms, allowing for inflation.

Fund value £0
Annual withdrawal amount £15,000
Retirement age 0
Years funding 0

Withdrawal Summary

Age Withdrawal Fund remaining

If you would like to explore the options available to you on how you can best draw an income from your retirement savings. Complete your details below to arrange a consultation with one of our Financial Professionals.

We store your data in accordance with data protection legislation and our privacy notice. You can unsubscribe at any time by clicking the link in our emails or emailing us. This site is protected by reCAPTCHA and the Google Privacy Policy and the terms of service apply.

Charles Stanley is not a tax adviser. Information contained within this page is based on our understanding of current HMRC legislation. Tax reliefs and allowances are those currently applying and the levels and bases of taxation can change. Tax treatment depends on the individual circumstances of each person or entity and may be subject to change in the future. If you are in any doubt, you should seek professional tax advice.

Latest insights

How much can you contribute to a pension?
By Rob Morgan
Spokesperson & Chief Analyst
23 May 2022 | 7 min read
How to avoid seven common retirement mistakes
By Rob Morgan
Spokesperson & Chief Analyst
27 Apr 2022 | 7 min read
When should you consider consolidating your pensions?
By Rob Morgan
Spokesperson & Chief Analyst
27 Apr 2022 | 3 min read