Pension decumulation

What sort of retirement can I afford?

When thinking about how to draw an income from your retirement savings, professional advice can make sure you take the right decisions for you and your family.

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Benefits of the service

Make the most of your retirement savings

Working together, we’ll help you understand how you can make the most of the the value you’ve built up in your pension and other savings and investments by:

Exploring your options so you know the best way to draw on your savings to give you the retirement you want.

Considering the different sources of income available to you both now and into your retirement.

Explaining your investment plan and the risks you’re taking.

Making sure you don’t pay more than your fair share of tax when taking an income. during your retirement.

Crunching the numbers so you can put in place a sustainable income strategy with the aim of ensuring you won’t run out of money.

Planning ahead so you can pass on your wealth without leaving your family with an unexpected inheritance tax bill.

Drawdown calculator

Do you have enough for your retirement?

Use our drawdown calculator to understand how your savings will fund your retirement as you take an income. Speak to our planners to explore how we can help you plan your retirement and ensure you have enough money for the lifestyle you want.

Why our foundation retirement service could be ideal for you

Whatever retirement means to you, we’re here to help you establish a financial plan for the lifestyle you want.

You’d like to understand what lifestyle you can expect

Discover what sort of retirement you’ll be able to afford. Use our sophisticated tools and guides to become more informed and gain greater clarity.

You want to explore the different sources of income available

Consider your State Pension and company schemes along with any other savings and investments to understand how they will fund your retirement.

You want to draw on your savings in the most tax-efficient way

Work out the most tax-efficient way to draw an income from your savings and investments.

You want to make the most of your retirement savings

There are many options available to you. Understand how you can make the most of your money and avoid any costly mistakes.

Latest insights

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The importance of retirement planning
By Lisa Caplin
Foundation Financial Planning Director, Charles Stanley
25 Nov 2021 | 4 min read
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How to avoid seven common retirement mistakes
By Rob Morgan
Spokesperson & Chief Analyst
05 Oct 2021 | 7 min read
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Planning your retirement in seven easy steps
By Rob Morgan
Spokesperson & Chief Analyst
01 Oct 2021 | 9 min read
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When should you consider consolidating your pensions?
By Rob Morgan
Spokesperson & Chief Analyst
23 Sep 2021 | 3 min read

What can you expect?

For a one-off fee, our planners will help you understand your current situation, how much you have in your pension pot and what that will mean for your retirement.

Request a call back

Get a better understanding of your current situation and the options available to you with a consultation with an expert in our Foundation team.

0207 739 8200 (Open Mon-Fri, 9am-5pm)

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Charles Stanley is not a tax adviser.