Inheritance Tax Portfolio Service

Our IHT team use quantitative screens to pick out companies with high levels of cash generation, strong balance sheets and a history of paying dividends. We then establish if the businesses have strong and scalable business models and experienced and committed management. In addition, our strong broker relationships often flag initial investment ideas before we conduct detailed research.

After confirming our belief that the shares will qualify for business relief, we conduct fundamental analysis to create a bottom-up valuation and initial investment thesis. During this process, we also examine the prospects of the industry sector. We always meet company management before investing and often conduct site visits to fully understand the opportunities and risks in a business.

After considering a client’s objectives and preferences, we construct a portfolio of between 20 and 25 shares, which are diversified across a range of industry sectors to spread risk. We use an internal risk-modelling system to estimate a portfolio’s overall level of risk so that we can review its potential volatility before investing.

We have one of the largest private client dealing teams in the UK. Their expertise helps our IHT team obtain the best price when executing trades on the stock market. We typically look to invest a client’s proceeds within two to three months.

We continuously review investments by meeting with company management teams regularly and reviewing company updates to test our original investment thesis. In addition, we regularly review portfolios to confirm that a client’s holdings are diversified and suit their investment objectives. Our risk-modelling tools constantly monitor portfolios to alert us to deviations in risk profiles.