Account options
Open Your Charles Stanley Direct SIPP in Minutes
A flexible, award-winning pension plan. Invest in shares, funds, ETFs & bonds — and benefit from up to 45% tax relief.
Why it could be right for you
Benefits of a Stocks & Shares ISA
Why Choose a Charles Stanley Direct SIPP?
Open your Charles Stanley Direct SIPP account with Ease
With a Charles Stanley Direct Self-Invested Personal Pension (SIPP), you’re in control from the very start. Open your account quickly and simply, then choose how your money is invested. Build a personalised pension in shares, funds, ETFs or bonds, with the benefit of up to 45% tax relief.
Generous annual allowance
You can put £20,000 in an ISA in the current tax year as a lump sum or regular payments.
Open an account in minutes – SIPP made simple
Easy transfer of existing pensions
Tax-efficient
You won’t pay capital gains tax on any profits you make on your investments. There’s also no tax on dividends from shares or the income earned on bonds.
Flexible SIPP account options to suit you
Access your money any time
With a flexible investment ISA, you can add and withdraw your money through the year, providing you don’t go over your annual allowance.
Manage your SIPP online 24/7
Make your savings work harder
With savings rates so low you could see your money eroded by inflation. A Stocks & Shares ISA will give your money the chance to grow faster than inflation.
Award-winning provider with expert support
Stocks & Shares ISA is ideal for
Invest in shares, funds, ETFs & bonds
Flexible cash withdrawals
You can access your money whenever you like. With our flexible ISA, you can withdraw money and replace it back again within the same tax year, without affecting your tax-free allowance.
Transferring your ISAs
Manage your ISA in one place. We make it easy for you to transfer or consolidate your existing ISAs into a Stocks & Shares ISA.
Investing in your future
If you’ve got financial goals that are some way off, like retirement or children’s education, investing for the long-term gives your money the chance to work harder and get better returns.
How would you like to manage your investments?
We have a wide range of investment services, offering you the flexibility to be as involved as much or as little as your like.
Online Investing
Invest in your future. Use our first-class service to carry out your investment decisions, through our secure platform and app.
Personal Portfolio Service
The straightforward way to access our investment expertise. We’ve designed a range of funds to suit different types of investors – from the most cautious to the more adventurous.
Advisory Investment Service
Get support from our experts when choosing your investments with our Advisory Investment Service.
Bespoke Investment Service
Entrust a dedicated expert to make investment decisions on your behalf. We’ll monitor and adjust your portfolio to make sure you don’t miss out on appropriate opportunities or are exposed to unnecessary risks.
Frequently asked questions
What is the ISA allowance?
The allowance for the current tax year is £20,000.
How do I open an ISA account?
First you need to choose your service level, deciding how much involvement you would like in you investment choices.
- Would you like to manage your own investments? Get started today with our Direct Investment Service
- Would you like an investment professional to provide you advice or manage your investments on your behalf? Request a call back to discuss what you are looking for, so we can find the most suitable service for you.
How do I transfer my existing ISA?
Once you have set up your ISA account, choosing the service most suitable for you, you can complete the transfer forms and we will contact your existing ISA provider to arrange a transfer of your assets.
Please note, the transfer turnaround time will depend upon the assets held with your existing provider. Once both the cash and the investments have been received we will notify you.
Can I withdraw money from my ISA?
We offer flexible ISAs, so you can replace any cash withdrawals during the same tax year without counting towards your annual ISA allowance.
What is Bed & ISA?
Bed & ISA is a way to transfer shares held outside of an ISA into your ISA as a subscription. The shares are simultaneously sold from your Investment Account and repurchased in your ISA account through the same market maker to protect you against any price movements and to control the amount charged by the market maker by the “spread” between the sale and repurchase price. On the settlement date, we will record the sale proceeds as your subscription to your ISA.. Furthermore, because Bed & ISA includes a sale, you might also need to pay capital gains tax.
Can I have a Cash ISA and a Stocks & Shares ISA?
Yes, you can have both a Cash ISA and a Stocks & Shares ISA. Your annual tax-free allowance of £20,000 can be divided in any proportion you like between the two.
Request a call back
Get a better understanding of your current situation and the options available to you, take advantage of a free consultation with a financial expert.
0207 739 8200 (Open Mon-Fri, 9am-5pm)
Request a call back
Get a better understanding of your current situation and the options available to you, take advantage of a free consultation with a financial expert.
020 3813 2350 (Open Mon-Fri, 9am-5pm)
