Charles Stanley Direct

Start your investment journey with the right account

To make sure your money is in the right account for you, we offer a wide range of account options.

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Which account suits your needs?

Choose from our range of accounts, to ensure you make the most of your tax allowances or exemptions, whilst making sure you can access your money when you need it.

Account options

Stocks & Shares ISA

Make your savings work harder with our flexible ISA

You can shelter up to £20,000 each tax year.
No capital gains tax on profits.
No tax on dividends from shares or the income earned on bonds.
An ISA is in your name only.
Invest tax efficiently with flexible access your money when you need it.

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Account options

Junior Stocks & Shares ISA

Give your children or grandchildren a financial head start with a Junior ISA

You can shelter up to £9,000 each tax year.
No capital gains tax on profits.
No tax on dividends from shares or the income earned on bonds.
Your child or grandchild owns the JISA and they can access the funds at 18.
A tax-efficient savings pot for your children or grandchildren to give them a financial head start.

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Account options

Self-Invested Personal Pension

Often the most tax-efficient way to save for your retirement is with a pension

You can shelter up to £60,000 each tax year, depending on earnings.
No capital gains tax on profits.
No tax on dividends from shares or the income earned on bonds.
Additional tax relief on your contributions.
A SIPP is in your name only.
Great for saving for your retirement but you won’t be able to access your money until you’re at least 55.

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Account options

Investment Account

Flexible investing with an Investment Account.

No limits on how much you can invest or withdraw.
No tax relief or benefits. Income and capital gains are taxable.
You can own your Investment Account by yourself or with a partner.
Can be useful if you’ve already used your tax-free allowances or would like to share ownership of the investments.

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