Account options
Open a Charles Stanley Stocks & Shares Junior ISA (JISA) today
Invest up to £9,000 tax-free each year in a JISA, helping you give them a financial head start for the future.
Why Choose a Charles Stanley JISA?
Give your child a financial head start with a Junior ISA (JISA)
A Charles Stanley Junior ISA (JISA) is a tax-efficient way to save and invest for your child’s future. Open a Stocks & Shares JISA online in minutes, transfer an existing account with ease, or let our experts manage the investments, so their money works harder for them.
Easy to open – start online in minutes
Simple JISA transfers - plus up to £1,500 bonus with our online service
Tax-efficient saving – invest up to £9,000 per year free from tax
Investment online in shares, funds & ETFs
Expert-managed options from Charles Stanley
Trusted, award-winning provider
A partner for their future – helping you give them a financial head start
Transfer a JISA
Transfer your JISA or Child Trust Fund easily
Already have a Junior ISA or Child Trust Fund elsewhere? Transfer to a Charles Stanley JISA quickly and simply, and benefit from our £1,500 transfer bonus for our online service. Our dedicated team will manage the transfer process from start to finish, keeping the switch simple and stress-free.
Why it could be right for you
Benefits of a Charles Stanley Junior ISA (JISA)
Generous £9,000 JISA allowance
Open online and contribute regularly or with a lump sum, up to £9,000 each year into a Charles Stanley Junior ISA (JISA). This tax-efficient account allows you to grow wealth for their future and maximise their JISA investment.
Tax-efficient Stocks & Shares JISA
With a Charles Stanley Stocks & Shares JISA, all growth is free from capital gains tax, and there’s no income tax on dividends or bond income. This means more of their money works harder, building a tax-free investment for the future.
Automatic rollover to an adult ISA
At 18, your child’s Junior ISA matures and converts into an adult ISA, keeping their savings tax-free and in their control. They gain full access and control of their savings, giving them a strong financial head start in adulthood.
Make their savings work harder with a Stocks & Shares JISA
Cash savings can lose value over time due to inflation. By opening a Charles Stanley Stocks & Shares JISA, their money has the potential to grow faster over the long term, potentially giving them a head start towards their financial future.
Our JISA is ideal for
Invest in a Charles Stanley Junior ISA for their future
Opening and investing in a Charles Stanley Junior Stocks & Shares ISA (JISA) is a tax-efficient way for parents and grandparents to invest for a child’s future. Contributions of up to £9,000 each year can grow free of tax, giving them a strong financial start when they turn 18.
Easy JISA transfers – including Child Trust Funds
It’s simple to transfer existing Junior ISAs or Child Trust Funds into a Charles Stanley Stocks & Shares JISA. We’ll handle the process for you, so you can consolidate their savings in one place, and enjoy our simple transfer process plus a potential £1,500 bonus.
Flexible JISA investments – shares, funds, ETFs & bonds
With a Charles Stanley Junior ISA, you can build a personalised investment portfolio for your child. Choose from a wide range of shares, funds, ETFs and bonds to take advantage of global opportunities and maximise long-term growth. Our experts are on hand to provide support when you need it or take control yourself with our online investing platform.
How would you like to manage your investments?
We have a wide range of investment services, offering you the flexibility to be as involved as much or as little as your like.
Online Investing
Invest in your future. Use our first-class service to carry out your investment decisions, through our secure platform and app.
Personal Portfolio Service
The straightforward way to access our investment expertise. We’ve designed a range of funds to suit different types of investors – from the most cautious to the more adventurous.
Advisory Investment Service
Get support from our experts when choosing your investments with our Advisory Investment Service.
Bespoke Investment Service
Entrust a dedicated expert to make investment decisions on your behalf. We’ll monitor and adjust your portfolio to make sure you don’t miss out on appropriate opportunities or are exposed to unnecessary risks.
About Charles Stanley
Expertly managed, trusted provider
With over 200 years of heritage and award-winning expertise, Charles Stanley is a trusted provider of ISAs and investment services. Our dedicated team ensures their Junior ISA is in safe hands, with expert support today and into their adult years.
Request a call back
Get a better understanding of your current situation and the options available to you, take advantage of a free consultation with a financial expert.
0207 739 8200 (Open Mon-Fri, 9am-5pm)
Frequently asked questions
What is the Junior ISA allowance?
The allowance for the current tax year is £9,000.
Can I withdraw money from a JISA?
Money and investments held in a Junior ISA belong to the child. Therefore, only your child can access the money. and only when they are 18. At this time the JISA automatically converts into our flexible ISA.
Who can open a JISA for a child?
The parent or legal guardian of a child under the age of 18 and UK resident can open our JISA. The account will change automatically into an adult Stocks & Shares ISA in their name once they turn 18.
What is a Child Trust Fund?
Child Trust Funds (CTFs) were introduced to encourage children to save money later in life, building on an initial contribution made by the government. These tax-efficient accounts have now been replaced by Junior ISAs, but you can still continue to pay into a Child Trust Fund – or you can easily transfer one to a JISA.
Can I transfer a Child Trust Fund into a Junior ISA?
Yes, you can transfer your Child Trust Fund into a Junior ISA. If your child has a Child Trust Fund you will need to transfer all money and investments in this to your Charles Stanley Junior ISA before making new subscriptions with us.
Can Grandparents and family members pay into a Junior ISA?
Yes, grandparents, relatives or family friends can contribute to a JISA.
Who makes the investment decisions and runs the Junior ISA?
The parent or guardian is responsible for the management of the JISA and can make investment decisions, but the investments belong to the child.