What sort of retirement can I afford?

When thinking about how to draw an income from your retirement savings, professional advice can make sure you take the right decisions for you and your family.

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Make the most of your retirement savings

When you’re ready to stop working or take a step back from work, you'll have to rely on the money you've saved throughout your career. Gain a better understanding of your savings and how best to draw on them.

Create a realistic plan about how much income you can draw from your savings without you risking that you will run out of money.

Navigate the rules and regulations to avoid making any wrong decisions now which could be expensive and leave you with less flexibility later.

Explore your options so you know the best way to draw on your savings and don’t pay more than your fair share of tax when taking an income.

Review your investments to make sure they aren’t too risky for you, while also balancing this with the opportunity to grow your wealth in the future.

Take into consideration inheritance tax within your plans so you can leave money to your family in the most efficient way.

Allowing you to gain financial peace of mind that you can afford the retirement lifestyle you want.

Drawdown calculator

Do you have enough for your retirement?

Use our drawdown calculator to understand how your savings will fund your retirement as you take an income. Speak to our planners to explore how we can help you plan your retirement and ensure you have enough money for the lifestyle you want.

Why Retirement Planning could be ideal for you

Whatever retirement means to you, we’re here to help you establish a financial plan for the lifestyle you want.

You’d like to understand what lifestyle you can expect

Discover what sort of retirement you’ll be able to afford. Use our sophisticated tools and guides to become more informed and gain greater clarity.

You want to explore the different sources of income available

Consider your State Pension and company schemes along with any other savings and investments to understand how they will fund your retirement.

You want to draw on your savings in the most tax-efficient way

Work out the most tax-efficient way to draw an income from your savings and investments.

You want to make the most of your retirement savings

There are many options available to you. Understand how you can make the most of your money and avoid any costly mistakes.

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Choose from our planning services

Whether you have a specific question about your finances or looking for someone to help you create a holistic financial plan, we can help you create a more secure financial future.

Financial Planning Service

A carefully designed financial plan can give you the freedom to do even more of the things you want to do and maybe even things you never thought possible.

  • We'll create a financial plan that matches your individual needs and objectives.
  • We can help you become more tax-efficient with your savings with our range of planning tools and techniques.
  • Professional expertise on hand to organise your investments to ensure you are comfortable with your financial decisions.
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OneStep Financial Plan

Each of our One Step Financial Plans provides guidance and streamlined advice around a commonly asked financial question for people with non-complex needs.

  • Choose one of our plans that will provide you with answers to the specific question you had at the start.
  • We will use technology where it helps, with interactive tools and online resources, and people where it matters, so you can speak to an expert.
  • For a one-off fee, our Financial Professionals will help you understand your current situation and give you a clear action plan.
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Request a call back

Gain a better understanding of your current situation and the options available to you with a consultation with one of our Financial Professionals.

0207 739 8200 (Open Mon-Fri, 9am-5pm)

Which service is most suitable for you?

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Charles Stanley is not a tax adviser.