ISAs

If you are a private investor, looking to secure your long-term security, you need to make certain you choose the right provider for your tax-efficient Individual Savings Account (ISA). ISAs allow you to build your own portfolio of investments within a tax-efficient account that is 'ring-fenced' from the rest of your financial affairs.

With a Charles Stanley Stocks & Shares ISA you have the freedom to choose from all qualifying investment options including shares, fixed interest stocks, gilts, unit trusts and investment trusts. Thousands of private investors choose Charles Stanley as their Stocks and Shares ISA manager. Having been involved with ISAs and their predecessors PEPs since they were created, we know and understand them.

ISAs can be a highly efficient way to manage your investments. Properly measured and fitted to you they can be a major advantage in your portfolio. The tax benefits are attractive too. Investments within an ISA are free of all Capital Gains Tax (CGT) on disposals. This is an additional exemption, on top of your personal annual CGT allowance and there is no higher-rate tax charge on the investment income that you receive in your ISA.

There are also favourable rules regarding the treatment of interest on the cash balances in your ISA. You can withdraw your money at any time without losing the previous tax relief and we make no exit charges apart from a pro rata administration fee.

For more details on the Charles Stanley Stocks & Shares ISA please browse through the additional sections on the website or call us for further information.